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US banks need to close mobile wallet gap

The US mobile payments market is dominated by non-bank players. Banks should undercut the likes of Apple on merchant fees and learn lessons from...
London

Will Brexit end London’s FinTech supremacy?

The initial economic shock of the UK’s vote to leave the EU has passed (thanks in large part to the Bank of England’s promised £250bn...
Rupees (Credit: Connie Ma)

Cashless in Mumbai

“Are you sure you want to do this?” My wife Richa asked as I shared my idea for an experiment: to stop using cash...
Hipsters (Credit: Manjonni)

An alternative fintech lexicon

Pascal Bouvier is a partner at Santander InnoVentures. As a venture capitalist and an entrepreneur, he’s seen both sides of fintech – and all...

Innovators’ insights: The power of Millennials

Experiences lie at the core of what Millennials value, and they seek out those experiences over material things, said Stephan Jacob, founder and CEO...

Hitting a home run: Spotting investment opportunities

About $1 billion has been invested in the payments/fintech industry over the last couple of years. “As a venture capitalist I’m going to bet...

The ‘need for speed’ in Payments

Innovation has fueled the need for faster payments, and a Federal Reserve task force is entering the second part of a three-phase initiative to...

Risky Business: Fraud & security in the new payments ecosystem

Fraud and security is becoming a greater concern in payments as more retail sales move into digital channels. For retailer Nordstrom, 10% of sales take...

Device Intimacy and Social Infrastructure: the way forward for payments

People are becoming more intimate with their devices, and payments companies will need to find a way into the social infrastructure of people’s lives...

Industry Insights on Wallet Wars

As consumers continue to grapple with mobile wallet adoption, the question remains as to what it will take for that adoption to reach a...